Dear Investor,

During February, the PROFITUS investor community funded €6 374 680, which was distributed across 30 business loans. During the same month, €582 100 in interest was paid out to investors.

February results

Indicator	Result
Total funds raised	6 374 680 EUR
Number of funded projects	30
Average project size	212 489 EUR
Interest paid out	528 100 EUR
Largest investment	130 000 EUR
Average investment	792 EUR
Total number of investments made	9 321

Platform news

Four episodes of “Pokalbiai apie pinigus” were filmed in February

The guests featured in the episodes were Vytautas Mikaitis, Gediminas Kvietkauskas, Nedas Zimantas, and Arminas Ragauskas, who shared their experiences and insights.

You can find all past and current episodes on the “Pokalbiai Apie Pinigus” YouTube channel or by clicking here.

The Smart Investing Forum was held in Kaunas for the first time

On February 26, we organized the first Smart Investing Forum in Kaunas.

During the event, participants heard:

Arnoldas Antanavičius share insights about Lithuania’s position as the real estate leader in the Baltic states;
Justas Paliukėnas present the PROFITUS 2025 overview and the direction for 2026;
Dr. Rytis Krušinskas deliver economic forecasts for the coming years.

PROFITUS joined Fintech Hub LT

PROFITUS became part of the Fintech Hub LT community.

Together with other crowdfunding and P2P platforms operating in Lithuania, we aim to strengthen cooperation within the alternative financing market. We believe that responsible growth, transparency, and active dialogue between market participants are essential for building a mature and sustainable fintech ecosystem in Lithuania.

Two-Factor Authentication (2FA) implemented on the PROFITUS platform

To further strengthen the security of investor accounts and funds, we have implemented two-factor authentication (2FA) on the PROFITUS platform.

This provides an additional security layer that helps protect accounts even if a password is leaked or compromised.

When logging in or performing important actions, an additional verification step is required using:

an authentication app;
SMS code;
Smart-ID;
mobile signature.

This ensures a higher level of account protection and complies with financial sector security standards.

Instructions on how to activate 2FA with an authentication app can be found here.

The CORE conference took place for the 14th time on February 5

This year, the CORE 2026 conference held at LITEXPO brought together real estate professionals, investors, financial and legal experts to discuss:

real estate market trends;
the most important future decisions in the sector.

We are pleased that PROFITUS, as an organizational partner, contributed to the event.

PROFITUS Director Viktorija Čijunskytė participated in a panel discussion on international practices in real estate crowdfunding

PROFITUS live streams

Here are the live broadcasts that took place in February, worth watching if you missed them.

PROFITUS LIVE | Overview of open projects

During this live broadcast, the PROFITUS team presented the projects currently open on the platform and answered questions that are important to investors.
Participants: Aurimas Satkūnas, Head of Investor Relations at PROFITUS, and Monika Petrulevičienė, COO of PROFITUS.

You can watch the broadcast by clicking here.

PROFITUS in the Media

In February, we shared our experience and success stories in the media. If you happened to miss them, for your convenience all February articles can be found in one place:

Article title	Link
Is investing better than borrowing?	https://www.delfi.lt/projektai/mano-investicija/ar-investavimas-yra-geriau-nei-paskola-120202047
Lithuania’s fintech leadership: the most mature sector community in the Baltics has been formed	http://www.elektronika.lt/naujienos/verslas/100283/lietuvos-fintech-lyderyste-suformuota-brandziausia-sektoriaus-bendruomene-baltijos-salyse/
Real estate as an investment: attractiveness remains strong	https://www.vz.lt/investavimas-2026/2026/02/26/nekilnojamasis-turtas-kaip-investicija-patrauklumas-neblesta-581241

Overall PROFITUS Statistics

2026 03 03

Funded loans	346 698 217 Eur
Loans paid on time	78 500 029 Eur
Repaid loans	250 427 411 Eur
Delayed loans	7 892 260 Eur
Loans under recovery	8 669 289 Eur
Average loan-to-value ratio	68.25%
Number of funded projects	2038
Average funded amount per project	169 524 Eur
Active investors	14 032
Registered users	49 345
Interest paid out	23 036 281 Eur
XIRR	10.94%

Loans by Risk Rating

2026 03 03

There are 10 different risk ratings on the PROFITUS platform – from AAA to BBB-. At the beginning of March, they were distributed as follows:

Rating	Distribution
AAA	1.03%
AA+	2.49%
AA	7.50%
AA-	17.50%
A+	21.24%
A	22.86%
A-	14.43%
BBB+	7.50%
BBB	3.88%
BBB-	1.58%

You can track how the distribution of loans by risk rating changes in the loan portfolio on the PROFITUS statistics page, available here.

We are pleased with the results of February and thank you for being part of the PROFITUS community. We believe and strive for even better results in the coming months.

Successful investments!

The PROFITUS Team

Investing always involves the risk of losing part or all of your investment. We recommend investing responsibly and diversifying your investments.