Fees
General services
Account creation
0 Eur
Account administration
0 Eur
Inactive account fee
0 Eur
Investment services
Investor fee
0 Eur
Contract conclusion/administration
0 Eur
Automatic transfer fee through the Paysera system
0 Eur
Administration of overdue payments of the Borrower under the loan agreement
It is applied in case of non-fulfilment of obligations of the project owner. Annual interest is paid, calculated from the amount of investment not covered by the Project Owner under the Financing Transaction, which is allocated to the administration of overdue payments by the Project Owner. The fee is deducted from the Increased Interest payable by the Project Owner.
0 Eur
Claim transfer fee (secondary market)
It is calculated from the price of the claim transferred in the Secondary market, deducted from the amount paid to the Seller.
2%
Borrowing services
Application administration and evaluation
0 Eur
Contract conclusion fee (one-off)
Calculated from the collected amount, deducted from the paid amount.
2-5%
The fee is calculated based on the term of the Loan Agreement for the entire loan period (regardless of whether the loan is repaid early), which must be paid in full at once and deducted from the disbursed amount. If the loan is not repaid on time, this fee is calculated until the final repayment of the loan.
Contract administration fee (monthly)
The minimum total amount of the Contract conclusion and Contract administration fee is not less than EUR 1,300.
0,1-0,2%
The minimum total amount of the Contract conclusion and Contract administration fee is not less than EUR 1,300.
Project upload and advertising fee
500 Eur
Mortgage administration (one-off, simple transaction, less than 5 property units / more than 5 property units or non-standard transaction (asset-adjusted foreclosure, etc.)
350 Eur/500 Eur
Uploading a new project phase to the platform
100 Eur
Automatic transfer fee when investors transfer funds through the Paysera system
0,15 Eur per transaction
Contract termination fee in case of refusal of financing
It is paid in cases where the Project Owner has signed the Credit Offer, but refuses financing or does not fulfill the conditions specified in the contract (e.g. refuses/no longer pledges real estate).
3 months' interest on the financed amount, as well as Contract conclusion and Contract administration fees
Property insurance coordination service
100 Eur
Granting permission to sell, remortgage property, refinance (for each document, prepared within 5 days)
150 Eur
Issuance of urgent permission to sell, re-mortgage property (for each document, prepared within 2 days)
300 Eur
Permission for the borrower to deregister part/all of the mortgage (for each document, prepared within 5 days)
0 Eur
Urgent permission for the borrower to deregister part/all of the mortgage (for each document, prepared within 2 days)
150 Eur
Deregistration of the mortgage (creditor's unilateral transaction on the 5th)
150 Eur
Urgent mortgage de-registration (unilateral transaction by the creditor on the 2nd)
300 Eur
Changing the mortgage transaction when the transaction is signed outside of Vilnius
150 Eur
Issuance of other permits (for design, easement determination, subdivision, etc. (for each document prepared within 5 days)
150 Eur
Early repayment of the loan or its part
0-2%
Debt administration fee
A one-time fee applied to the credit recipient in the event of a delay in transferring payments related to the repayment of the Loan (Interest, Loan amount, its part, etc.). In the case of a staged project, the fee is applied to each loan schedule (stage) separately.
100 Eur
Increased interest in case of loan default
It is applied in case of default under the loan agreement. The project owner pays the tax to the Investor (the Investor pays part - half - of the tax to Profitus for the administration of the overdue loan).
+10% annual interest on weighted interest
Debt recovery fee
It is applied when the loan agreement is terminated and the recovery process is started (applying to a notary).
5% of the recoverable amount
Asset realization fee
It is applied when Profitus realizes or assists in the realization of recovered assets, calculated from the asset's realization price.
10% of the sale price of the property
Sending notices about non-fulfilment of obligations under the contract by post
10 Eur
Sending documents by post
10 Eur
Sending documents by courier
10 Eur
