Hello, investor,

In June, the Profitus investor community funded a total of €5,444,250, distributed across 28 business loans. We paid out €633,540 in interest to investors, and 290 investors used the automated investment tool RoboInvest, making 1,213 investments.

June Results

Metric	Result
Total amount funded	€5,444,250
Number of funded projects	28
Interest paid	€633,540
Largest single investment	€100,000
Average investment	€680
Total number of investments	7,845
Investments made via RoboInvest	1,213
Number of investors using RoboInvest	290
Average project size	€194,000
Largest RoboInvest investment	€4,000
Total amount invested via RoboInvest	€303,000

Platform News

PROFITUS has officially joined the Unicorns Lithuania ecosystem! 👏
This not only recognizes us as a fast-growing player in the fintech sector but also marks a step toward closer collaboration with innovative Lithuanian companies that are transforming both the local and global business landscape.

Why is this important to us? 🤔
👉 Unicorns Lithuania is a community of tech companies uniting the most ambitious startups and fast-growing businesses. Joining this platform opens doors to share knowledge, build strategic partnerships, and strengthen Lithuania’s position as a center of innovation.
👉 We want to be among those who shape the future – in both technology and finance. Unicorns Lithuania is a great place to grow and learn from one another. 🚀

We’re ready to create value, grow together with the community, and share our experience!

We organized our first event in Latvia, in Riga, dedicated to real estate developers. Participants listened to expert presentations on trends in the residential and commercial real estate markets in Riga and learned about financing opportunities through PROFITUS. After the official part – a tour of the modern “Verde Business Center.” 👌 You can view moments from the event here.

Our webinar for new investors about getting started with investing, common mistakes, and recommendations on how to choose projects and apply strategies received great interest and high attendance. We will definitely continue these webinars and will inform you about the next one – follow PROFITUS on social media and subscribe to our newsletter.

PROFITUS in the Media

In June, we communicated two different topics in the media. You can read the PROFITUS articles via the links below:

Article Topic	Link
Investors’ moves in May: took advantage of opportunities but stuck to their plans	https://www.vz.lt/mano-pinigai/2025/06/06/investuotoju-ejimai-geguze-pasinaudojo-galimybemis-bet-nuo-planu-nenuklydo-568893
Strict PROFITUS project evaluation standards: why only a small share of projects appear on the platform	https://www.vz.lt/investavimas-2025/2025/06/10/griezti-profitus-projektu-vertinimo-standartai-kodel-tik-maza-dalis-projektu-atsiduria-platformoje-569175

PROFITUS Community Events – June

Last month, we held one online event for our investor community. You can watch the recording at your convenience:

Event Title	Topic	Recording
Smart Investing Forum \| Pros and Cons of Prenuptial Agreements	👉 In-depth look at prenuptial agreements; 👉 PROFITUS results and updates.	Watch the recording here

Overall PROFITUS Statistics
As of 2025-07-09

Metric	Result
Total loans funded	€278,732,455
Loans currently being repaid on time	€63,130,026
Repaid loans	€203,563,608
Overdue loans	€975 563
Loans in recovery	€10,375,695
Average loan-to-value (LTV) ratio	67.05%
Number of funded projects	1,763
Average funding per project	€157,715
Number of active investors	12,713
Total registered users	45,250
Total interest paid	€18,409,987
XIRR (internal rate of return)	11.29%

Loan Portfolio Risk Rating (as of 2025-07-09)

On the PROFITUS platform, we currently have 10 different risk ratings – from AAA to BBB-. The distribution of loans by risk rating at the beginning of July is as follows:

AAA: 0.89%
AA+: 1.51%
AA: 6.70%
AA-: 15.86%
A+: 22.56%
A: 23.91%
A-: 12.98%
BBB+: 9.11%
BBB: 4.46%
BBB-: 2.02%

You can track changes in the distribution of loan ratings in the portfolio on the PROFITUS statistics page.

We’re proud of the June results and thank you for being a part of the PROFITUS community. We believe and aim for even better results next month!

Wishing you successful investments,
The PROFITUS Team