Hello, investor,

In July, the Profitus investor community raised EUR 10,975,754, which was distributed across 34 business loans. We paid investors EUR 797,026 in interest, and during the month, 343 investors used the automated investment tool RoboInvest, making as many as 1,403 investments.

July Results

Metric	Result
Total amount funded	€10 975 754
Number of funded projects	34
Interest paid	€797 026
Largest single investment	€600,000
Average investment	€987
Total number of investments	11 709
Investments made via RoboInvest	1403
Number of investors using RoboInvest	343
Average project size	€318 863
Largest RoboInvest investment	€15 000
Total amount invested via RoboInvest	€396 000

Platform News

Even during the summer season, we actively participate in events and educate young people on finance and investing. In July, we took part not only in a summer camp for school students—where we introduced participants to Profitus and the concept of crowdfunding—but also held a practical money workshop at the Master of Calm festival. If you would like to deepen your knowledge of investing and financial literacy, invite us to visit! If you wish to learn more about Profitus and crowdfunding and would like to introduce your class, team, or event participants to it, contact us at: marketingas@profitus.lt.
We have updated the Account Overview section in the Profitus self-service platform. It now includes a summary of investments and interest repayments, where you can conveniently track: Interest paid Principal repaid Interest receivable Principal receivable Overdue interest Overdue principal This improvement will make it easier to analyze your investment portfolio, assess its quality, and make more informed decisions on new investments.
We also updated RoboInvest strategy statistics. Until now, if you created a strategy and later stopped it, it was not possible to view and analyze its investment statistics, as they were not stored. From now on, you will be able to track, analyze, and compare the results of all your RoboInvest strategies—helping you not only evaluate their performance but also refine them.

Overall PROFITUS Statistics
As of 2025-08-11

Metric	Result
Total loans funded	€289 324 910
Loans currently being repaid on time	€67 716 384
Repaid loans	€210 825 941
Overdue loans	€352 325
Loans in recovery	€9,889,392
Average loan-to-value (LTV) ratio	67.16%
Number of funded projects	1,797
Average funding per project	€160,727
Number of active investors	12,8771
Total registered users	45,619
Total interest paid	€19,113,987
XIRR (internal rate of return)	11.18%

Loan Portfolio Risk Rating (as of 2025-08-11)

The Profitus platform offers 10 different risk ratings—from AAA to BBB-. At the beginning of August, their distribution was as follows:

AAA – 0.86%
AA+ – 1.87%
AA – 7.32%
AA- – 17.53%
A+ – 21.16%
A – 22.70%
A- – 13.33%
BBB+ – 8.81%
BBB – 4.47%
BBB- – 1.95%

You can track changes in the distribution of loan ratings in the portfolio on the PROFITUS statistics page.

We’re proud of the June results and thank you for being a part of the PROFITUS community. We believe and aim for even better results next month!

Wishing you successful investments,
The PROFITUS Team