Hello, Investor,

In July, the PROFITUS investor community raised EUR 19,127,907, distributed across 60 business loans. We paid EUR 877,624 in interest to investors.

July results

Metric	Result
Amount raised	19 127 907 EUR
Number of funded projects	60
Average project size	318 798 EUR
Interest paid	877 624 EUR
Largest investment	500 000 EUR
Average investment	1 155 EUR
Total investments made	15 312

Platform news

In July, we filmed 4 episodes of Conversations About Money

The shows featured Arvydas Avulis, Mindaugas Vanagas, Laura Vagonė, Jurijus Clavas and Julius Neverauskas, who shared their experience. You can find all past and current episodes on the Conversations About Money YouTube channel or click here.

PROFITUS surpassed EUR 400 million in funded projects

July was a record-breaking month for PROFITUS – the platform surpassed EUR 400 million in funded projects, while EUR 19.1 million was funded in July alone – the highest amount funded in a single month in PROFITUS history.

We reached the EUR 400 million milestone at a symbolic time – while celebrating PROFITUS’ eighth anniversary. Over this period, more than 2,200 projects in Lithuania and abroad have been financed through the platform, and more than EUR 26 million in interest has been paid to investors.

PROFITUS became a partner of the Capital Basketball School

PROFITUS joined the partners of the Capital Basketball School (SKM) and, from the 2026–2027 season, will become the general partner of the “SKM-I” team of players born in 2014. In the new season, the team will compete under the name “SKM-I Profitus” in the Lithuanian U13 Championship of the Youth Basketball League.

As part of the partnership, PROFITUS will also contribute to improving financial literacy within the SKM community by developing initiatives for children and their parents. Read more here.

“Profitus Cup” in Palanga

One of the largest tennis and padel tournaments of the summer on the Lithuanian coast – the “Profitus Cup” – took place in Palanga. The three-day tournament brought together 182 tennis players across 9 divisions, with a total of 141 tennis matches played on 11 courts in Palanga and Klaipėda.

This year, the “Profitus Cup” expanded even further – for the first time, a padel tournament was held alongside the tennis competition, attracting 60 padel enthusiasts and featuring 45 matches. Read more here.

PROFITUS – partner of “Nida dūzgia 2026”

PROFITUS supported the “Nida dūzgia” beach tennis tournament, held for the ninth time. This year, the event brought together more than 300 representatives from the legal, business, real estate, finance and investment sectors, while 180 participants competed on the beach tennis courts.

The event was organised by COBALT and Newsec together with partners, including PROFITUS. The event has become a tradition, bringing together a community from different sectors each year for informal networking, new connections and partnerships. Read more here.

PROFITUS live broadcasts

We are sharing the live broadcasts that took place in July and are worth watching if you did not have the opportunity to join them.

PROFITUS LIVE | Overview of open projects

During the live broadcast on July 8, the PROFITUS team presented the projects that were open on the platform at the time and answered questions of interest to investors.

Participants: PROFITUS Head of Sales Rokas Rakauskas and PROFITUS Head of Business Development for the Latvian and Estonian markets Arnoldas Antanavičius.

You can watch the broadcast by clicking here.

PROFITUS LIVE | Overview of open projects

During the live broadcast on July 20, the PROFITUS team presented the projects that were open on the platform at the time and answered questions of interest to investors.

Participants: PROFITUS Head of Sales Rokas Rakauskas and PROFITUS Head of Business Processes Monika Petrulevičienė.

You can watch the broadcast by clicking here.

PROFITUS in the media

In July, we shared our experience and success stories in the media. If you happened to miss them, for your convenience you can find all the July articles in one place:

Article title	Nuoroda
EUR 400 million through PROFITUS: alternative financing has become a standard choice for real estate developers	https://www.vz.lt/investavimas/2026/07/23/400-mln-euru-per-profitus-alternatyvus-finansavimas-tapo-iprastu-nt-vystytoju-pasirinkimu-587815
Crowdfunding is changing the rules of the real estate market: developers receive funds at record speed	https://www.vz.lt/investavimas-2026/2026/07/03/sutelktinis-finansavimas-keicia-nt-rinkos-taisykles-vystytojai-pinigus-gauna-rekordiskai-greitai-586999
What is happening in Lithuania’s real estate market – record supply, but prices are rising	https://www.vz.lt/investavimas-2026/2026/07/16/kas-vyksta-lietuvos-nt-rinkoje-rekordine-pasiula-bet-kainos-auga-587507
Basketball coach I. Pagalys on the new SKM partner: “The partnership is certainly intriguing”	https://www.lrytas.lt/sportas/krepsinis/2026/07/21/news/krepsinio-treneris-i-pagalys-apie-naujaji-skm-partneri-draugyste-tikrai-intriguoja--43211634
“Nida dūzgia” brings together the legal and business community on the coast for the ninth time	https://www.15min.lt/verslas/naujiena/pranesimai/nida-duzgia-devinta-karta-suvienijo-teises-ir-verslo-bendruomene-pajuryje-231-2730368

Overall PROFITUS statistics

2026 08 12

Loans funded	406 444 653 Eur
Loans paid on time	93 650 978 Eur
Repaid loans	297 471 016 Eur
Overdue loans	1 328 000 Eur
Loans under recovery	12 530 592 Eur
Amount of overdue interest	118 631 Eur
Average loan-to-value ratio	69.18%
Number of funded projects	2285 vnt.
Average amount funded per project	177 182 Eur
Number of active investors	15 323
Our community	55 269
Interest paid	26 925 197 Eur
XIRR	10.60%

Loans by actual risk rating

2026 08 12

The PROFITUS platform has a total of 10 different risk ratings – from AAA to BBB-. At the beginning of August, these ratings were distributed on the platform as follows:

Rating	Distribution
AAA	2.00%
AA+	2.04%
AA	6.24%
AA-	17.62%
A+	23.96%
A	22.25%
A-	13.98%
BBB+	6.65%
BBB	3.56%
BBB-	1.70%

You can track how the distribution of loans in the loan portfolio changes by risk rating on the PROFITUS statistics page, which you can find here.

We are pleased with the July results and thank you for being part of the PROFITUS community. We believe and strive to make next month’s results even better!

Successful investing!

The Profitus team

*Investing always involves the risk of losing part or all of your investment. We recommend investing responsibly and diversifying your investments.