Dear Investor,

During April, the PROFITUS investor community funded €14 451 861, which was distributed across 48 business loans. During the same month, €579 398 in interest was paid out to investors.

April results

Indicator	Result
Total funds raised	14 451 861 EUR
Number of funded projects	48
Average project size	301 080 EUR
Interest paid out	579 398 EUR
Largest investment	2 000 000 EUR
Average investment	1 247 EUR
Total number of investments made	12 954

Platform news

Five episodes of “Pokalbiai apie pinigus” were filmed in April

Guests featured on the show included Ineta Stasiulytė, Dovilė Burgienė, Andrius Tapinas, Arvydas Sabonis, and Erikas Mališauskas.

You can find all past and current episodes on the “Pokalbiai Apie Pinigus” YouTube channel or by clicking here.

PROFITUS Begins Cooperation with “Axiology”

In order to offer investors even more modern and convenient investment solutions, PROFITUS has started cooperation with the financial technology company “Axiology”.

Axiology’s technological infrastructure, based on Distributed Ledger Technology (DLT), will ensure a high level of security, transparency, and investment traceability. This partnership will enable more efficient administration of bond distribution processes and allow the PROFITUS team to dedicate even more attention to investment selection, analysis, and the development of new investment opportunities.

The first bond issuance was distributed on the PROFITUS platform

PROFITUS successfully completed the first stage of the UAB “Gesons” bond issuance. Although the initial plan was to distribute bonds worth up to EUR 2.5 million, investor demand exceeded expectations, with applications totaling nearly EUR 3.5 million.

The strong investor interest was reflected not only in the size of the issuance but also in the speed of distribution — although the bond offering was planned for 30 days, it was closed after just one week.

A total of 213 investors participated in the issuance, while the average value of bonds purchased by a single investor exceeded EUR 15,000. Bonds on the PROFITUS platform were available starting from EUR 500, making the investment accessible not only to institutional investors but also to a wider retail investor audience.

Record-Breaking Smart Investing Forum in Klaipėda

The “Smart Investing Forum” held in Klaipėda on April 23 became the largest PROFITUS event of this format organized to date.

During the event, participants had the opportunity to hear:

A presentation by PROFITUS CEO and founder Viktorija Čijunskytė about a new stage for the platform — the launch of bond distribution;
Insights from professional investor and mentor Mindaugas Navickas regarding stock market reactions to the geopolitical situation;
A presentation by “Memelio Miestas” CEO Justinas Striška about the transformation of the area into one of Klaipėda’s most notable projects.

VIP Investor Breakfast at Vilnius Airport VIP Terminal

During the event, participants had the opportunity to gain deeper insight into PROFITUS operations and participate in discussions about investment directions and capital management in today’s market environment.

During the event:

Viktorija Čijunskytė shared exclusive “Profitus off the record” insights for VIP investors;
The discussion “Where Do the Sharks Invest?” featured Dovilė Burgienė, Viktorija Čijunskytė, and Gediminas Kvietkauskas.

We thank everyone who attended for the valuable discussions, questions, and community spirit.

PROFITUS live streams

Here are the live broadcasts that took place in April, worth watching if you missed them.

PROFITUS LIVE | Declaring an Investment Account

During this live broadcast, we discussed investment account declaration procedures and the most important aspects investors should know.

The broadcast also answered the most common questions investors have regarding the declaration process and practical matters.

Participants:

Justas Paliukėnas, Head of Investor Communication and Project Quality at PROFITUS;

Miglė Grybinienė, Head of Marketing at PROFITUS.

You can watch the broadcast by clicking here.

PROFITUS in the Media

In April, we shared our experience and success stories in the media. If you happened to miss them, for your convenience all April articles can be found in one place:

Article title	Link
Lithuanian companies are no longer keeping money idle in accounts: discovering ways to turn free capital into profit	https://www.vz.lt/investavimas-2026/2026/04/01/lietuvos-imoniu-pinigai-nebeguli-saskaitose-atranda-buda-kaip-laisva-kapitala-paversti-pelnu-582804
Investing made simple: what beginners need to know	https://lnk.lt/straipsniai/verslas/investavimas-paprastai-ka-reikia-zinoti-pradedantiesiems/370263
“Profitus” partners with “Axiology” and launches bond distribution	https://www.vz.lt/investavimas-2026/2026/04/10/profitus-bendradarbiaus-su-axiology-pradeda-obligaciju-platinima-583242
Pension funds have reached bank accounts: how to put them to work instead of spending them	https://www.delfi.lt/verslo-poziuris/verslas-pranesa/saskaitas-pasieke-pensiju-pinigai-kaip-juos-idarbinti-kad-nebutu-pravalgyti-120240812
Profitus successfully distributed the UAB “Gesons” bond issuance: distributed amount exceeded expectations by 38%	https://www.vz.lt/investavimas-2026/2026/04/27/profitus-sekmingai-isplatino-uab-gesons-leidziama-obligaciju-emisija-isplatintu-obligaciju-suma-38-proc-virsijo-numatytus-lukescius-584002

Overall PROFITUS Statistics

2026 05 06

Funded loans	369 960 949 Eur
Loans paid on time	90 778 202 Eur
Repaid loans	268 343 822 Eur
Delayed loans	4 209 165 Eur
Loans under recovery	8 669 289 Eur
Average loan-to-value ratio	68.64%
Number of funded projects	2138
Average funded amount per project	172 474 Eur
Active investors	14 617
Registered users	51 259
Interest paid out	24 743 802 Eur
XIRR	10.78%

Loans by Risk Rating

2026 05 06

There are 10 different risk ratings on the PROFITUS platform – from AAA to BBB-. At the beginning of May, they were distributed as follows:

Rating	Distribution
AAA	0.98%
AA+	2.18%
AA	7.65%
AA-	18.08%
A+	22.65%
A	21.26%
A-	14.48%
BBB+	7.18%
BBB	3.81%
BBB-	1.72%

You can track how the distribution of loans by risk rating changes in the loan portfolio on the PROFITUS statistics page, available here.

We are pleased with the results of April and thank you for being part of the PROFITUS community. We believe and strive for even better results in the coming months.

Successful investments!

The PROFITUS Team

*Investing always involves the risk of losing part or all of your investment. We recommend investing responsibly and diversifying your investments.