2026-11-09 13:30:00
ACHIEVEMENTS
October Monthly Overview
October monthly review
In October, the PROFITUS investor community raised 16 991 699 EUR, distributed across 56 business loans. We paid 584 767 EUR in interest to investors.
October results
| Indicator | Result |
|---|---|
| Amount raised | 16 991 699 EUR |
| Projects funded | 56 |
| Average project size | 303 423 EUR |
| Interest paid | 584 767 EUR |
| Largest investment | 650 000 EUR |
| Average investment | 1 471 EUR |
| Total investments made | 11 550 |
Platform news
Recovery completed: apartment building on Naglio St., Kaunas
The loan was secured by a first-ranking mortgage over 12 non-residential premises in an apartment building on Naglio St., Kaunas. The project owner did not communicate, did not cooperate and delayed the process, so we took legal action. 7 premises were sold at prices agreed with the owner, and the remaining 5 at auction. 417 investors recovered their full invested amount (loan amount: 434 100 EUR) plus regular and increased interest. The recovery costs were covered by PROFITUS and later recovered. Past recovery results do not guarantee the same results in the future.
First meeting with investors on overdue loans and recovery
For the first time, we met with investors to discuss overdue projects and projects in recovery. Justas Paliukėnas, Head of Investor Communication and Project Quality at PROFITUS, presented their current status, the progress of recovery and the planned next steps. Lukas Vitauskas, attorney and head of Fondia Lietuva, explained how recovery works in practice, which legal procedures apply and what determines their duration.
5 new Pokalbiai Apie Pinigus episodes released in October
Our guests were Lukas Macijauskas (investment psychology and lessons from the 2008 crisis), Mantas Kalnietis (what professional sport taught him about value and risk), Genovaitė Petronienė (whether money can become a tool of manipulation in relationships), Laurynas Suodaitis (what lies behind a million-euro business) and Ingrida Šimonytė (money, power and responsibility). New conversations are released every Thursday at 18:00 (Lithuanian time). All episodes are available on the Pokalbiai Apie Pinigus YouTube channel. The podcast is in Lithuanian. More information is available here.
First real estate developer breakfast in Riga
For the first time, we hosted a breakfast for real estate developers in Riga. Real estate expert Kristine Dubane reviewed trends in Riga's residential real estate market, Jokūbas Markevičius, Head of Capital Markets and Analysis at PROFITUS, discussed Latvia's economic outlook amid global challenges, and Arnoldas Antanavičius, Head of PROFITUS Latvia and Estonia, spoke about growth opportunities in Latvia's residential real estate market.
PROFITUS joined World Investor Week
For yet another year, we joined World Investor Week, coordinated in Lithuania by the Bank of Lithuania and held on 5–11 October. On 8 October, we livestreamed the “Sumanaus investavimo forumas” (Smart Investing Forum): Mindaugas Petrauskas, lawyer and expert in financial crime investigation and anti-money laundering, spoke about investment fraud and the prevention measures used by financial institutions, while Miglė Juškevičiūtė, Head of Marketing at PROFITUS, presented how the profile of the Lithuanian investor is changing. More information is available here.
Lecture for VILNIUS TECH students
On 16 October, at the invitation of the Department of Financial Engineering at VILNIUS TECH, Justas Paliukėnas, Head of Investor Communication and Project Quality at PROFITUS, gave a lecture titled “Investing without large capital: opportunities, choices and risks”. He explained how crowdfunding works, how investment projects are assessed and which risk indicators matter most, and also discussed regular investing and reinvesting earned interest. More information is available here.
PROFITUS in the media
In October, we shared our experience and success stories in the media. In case you missed them, here are all of October's articles in one place:
PROFITUS overall statistics
2026 11 09
| Loans funded | 435 571 898 EUR |
| Loans paid on time | 103 974 106 EUR |
| Repaid loans | 313 830 094 EUR |
| Overdue loans | 4 562 900 EUR |
| Loans in recovery | 12 299 500 EUR |
| Overdue interest | 187 313 EUR |
| Average loan-to-value ratio (LTV) | 69.66% |
| Projects funded | 2 432 |
| Average amount funded per project | 178 367 EUR |
| Active investors | 16 025 |
| Our community | 57 312 |
| Interest paid | 28 411 318 EUR |
| XIRR | 10.49% |
Loans by actual risk rating
2026 11 09
The PROFITUS platform uses 10 different risk ratings, from AAA to BBB-. At the beginning of November, they were distributed as follows:
| Rating | Share |
|---|---|
| AAA | 1.57% |
| AA+ | 2.23% |
| AA | 5.77% |
| AA- | 16.95% |
| A+ | 24.98% |
| A | 22.62% |
| A- | 14.37% |
| BBB+ | 6.39% |
| BBB | 3.39% |
| BBB- | 1.73% |
You can follow how the distribution of portfolio loans by risk rating changes on the PROFITUS statistics page, which you can find here.
We are pleased with the October results, thank you for being part of the PROFITUS community, and we believe and strive for next month's results to be even better!
Successful investing!
PROFITUS team
*Investing always involves the risk of losing part or all of your investment. We recommend investing responsibly and diversifying your investments.
