Fees
General services
Account creation
0 EUR
Account administration
0 EUR
Inactive account fee
0 EUR
Investment services
Investor fee
0 EUR
Contract conclusion/administration
0 EUR
Assignment of claim rights fee
2 %
Calculated based on the price of the claim being assigned on the Secondary Market and deducted from the amount payable to the Seller.
Withdrawal fee
0,00 EUR once per calendar month
Top-up by payment card
0.6% of the transferred amount
Top-up by bank transfer
0 EUR
Borrowing services
Application administration and evaluation
Up to 1% of the loan amount
Contract conclusion fee (one-off)
Calculated from the collected amount, deducted from the paid amount.
From 2% to 5% (but not less than EUR 2,500)
The fee is calculated based on the term of the agreement for the entire loan period (regardless of whether the loan is repaid early). The full fee must be paid upfront and is deducted from the disbursed amount. If the loan is not repaid on time, this fee continues to accrue until the loan is fully repaid.
Contract administration fee (monthly)
Up to 0.3% of the loan amount
Project listing fee
250 - 2500 EUR
Mortgage administration (one-off) (simple transaction, no more than 5 property units / more than 5 property units or non-standard transaction (foreclosure adapted to the property, etc.))
350 - 1 500 EUR
Uploading a new project phase to the platform
100 - 500 EUR
Contract termination fee
Payable in cases where the borrower has signed the loan agreement but withdraws from the financing or fails to fulfil the conditions specified in the agreement (e.g. refuses or is no longer able to provide the real estate as collateral).
Interest for 3 months on the loan amount, as well as the Agreement Conclusion Fee and the Agreement Administration Fee
Contract prolongation fee
From 2% to 5% of the outstanding obligations amount
Property insurance coordination service
100 EUR
Default administration fee, applicable if the Borrower fails to insure the pledged property in accordance with the terms and procedures set out in the Agreement
30 EUR per day
Granting permission to sell, remortgage property, refinance (for each document prepared within 5 days)
From 0.5% of the amount of the obligation, minimum EUR 150
Issuance of urgent permission to sell, re-mortgage property, refinance (for each document, prepared within 2 days)
From 1% of the amount of the obligation, minimum EUR 300
Permission for the Borrower to release part or all of the mortgage (for each document, prepared within 5 business days)
0 EUR
Urgent permission for the Borrower to release part or all of the mortgage (for each document, prepared within 2 business days)
From 1% of the amount of the obligation, minimum EUR 150
Mortgage release (PROFITUS unilateral transaction, 5 business days)
150 EUR
Urgent mortgage release (PROFITUS unilateral transaction, 2 business days)
300 EUR
Changing the mortgage transaction when the transaction is signed outside of Vilnius
150 EUR
Issuance of other permits - for design, establishment of servitude, dismemberment, etc. (for each document prepared within 5 days)
From 0,5% of the amount of the obligation, minimum EUR 150
Loan repayment is due within 7 days before the loan term ends.
0 EUR
Early repayment fee
From 0% to 2% of the amount repaid in advance
Debt administration fee
One-time fee applied when the borrower delays payment of instalments related to loan repayment (interest, principal, part thereof, etc.). In the case of a phased project, the fee is applied separately to each loan repayment schedule (stage).
100 Eur
Increased interest in case of a significant breach of the loan agreement
Applicable in the event of non-compliance with obligations under the loan agreement. The fee is payable by the borrower.
+15% per annum on top of the weighted interest rate
Increased interest in case of a minor breach of the loan agreement
+3% of the annual interest on top of the weighted interest, but not less than EUR 30 per day
Debt recovery fee
It is applied when the loan agreement is terminated and the recovery process is started (applying to a notary).
5% of the recoverable amount
Administration of overdue payments by the Borrower under the Agreement to Investors
10% annual interest
The fee applies in the event of the Borrower’s default. The annual interest payable is calculated on the amount of the Borrower’s overdue payments. The fee is deducted from the default interest paid by the Borrower and is allocated to the administration of the Borrower’s overdue payments.
Asset realization fee
It is applied when Profitus realizes or assists in the realization of recovered assets, calculated from the asset's realization price.
10% of the price at which the property was sold
Default interest after contract termination until fulfilment of the obligation
Annual interest rate + 15% annual interest
Sending notices of non-compliance with obligations under the loan agreement by post
10 Eur
Sending documents by post
10 Eur
Sending documents by courier
10 EUR
