Frequently asked questions

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1. Can I apply on the PROFITUS platform?

All legal entities can apply for funding for the purpose of real estate development or to obtain working capital on the PROFITUS platform. Fill on the application here and we will contact you.

2. When will I receive a response on funding?

We will respond as soon as possible in our self-service. Once we do this, we will inform you by email.

3. Can a legal entity borrow on the PROFITUS platform?

Yes, a legal entity can borrow on the PROFITUS platform. You need to have an authorisation from the director of the company. Also, you will need to provide the director’s data.

4. What is the minimum and maximum funding I can get?

We are flexible when talking about the amount of funding. We recommend borrowing between 30,000 and 300,000 euros. In any case, fill in the application here. We are sure that we will find a solution together.

5. What fees do apply to the project owner?

All information on fees are provided on the section Fees.

6. Who can receive funding?

Funding can be received for both real estate development and to obtain working capital; however, in both cases, collateral is required.

7. For what period can I get funding?

The funding period is from 3 months to 6 years.

To receive funding for shorter or longer than specified periods, please contact us by or by +37063760776. We are flexible and we always try to find the best solution.

8. How can I get funding?

  1. Sign up. Then create your project owner / borrower account on the PROFITUS platform.
  2. Fill in the application here. After receiving all the necessary documents, we will send you an assessment report.
  3. Get funding. If a positive response is sent, your project will be placed on the platform.
  4. It’s time for your ideas to materialise! But do not forget your obligations to your investors.

For more information, please see the section How does it work?.


9. When will the money collected be transferred to my account?

The collected amount of money will be transferred to you once you collect it from the investors, and when you mortgage real estate notarially.

10. How is my project risk assessed?

On the PROFITUS platform, we assess the risk based on our internal assessment algorithm. It consists of evaluating the project owner’s creditworthiness, project risk assessment, and appraisal of the pledged property. Then, the result is calculated, upon which we assign the project risk by the following levels:

  • A – Low risk
  • B – Medium risk
  • C – High risk
  • D – Very high risk (we do not allow this level to be funded).
Risk is counted and appreciated by PROFITUS professionals who have many years of experience in real estate. To objectively evaluate the project, your data is checked in various registers, for example, CreditInfo.

11. What would happen if the project did not collect the full amount of the loan within a specified period?

In this case, your project would not be funded. Please be noted that the probability of this happening is very poor. In any case, you will not lose anything, because fees are paid only after you have collected the full amount you want.

12. Can (when) I terminate the funding process?

We can suspend or terminate the funding process before signing a contract with the PROFITUS platform. You can do this without paying any withdrawal fee. If you want to terminate the funding process at a later stage, for example, if a project has already been placed on the platform or funded, there will be fees that you have to pay to the platform and investors. All termination clauses are described in Paragraphs 8.4 to 8.6 of the Service Agreement with the project owner (please refer to the section “Documentation” on the self-service).

13. Can I repay the loan prematurely?

Of course, you can repay the loan prematurely and in accordance with the terms of the loan agreement. So, borrow responsibly and think of all possible scenarios before signing up.

14. When does the process of recovery from pledged assets begin?

In the event of late payments, you will receive prompts to pay as soon as possible. If you do not fulfil the obligations, we will be forced to start the recovery process. For more information on the process, please see here.

15. Can I extend my loan repayment term?

You can only extend the term of repayment if this condition was provided for in advance in the loan agreement.

16. What can I pledge in order to secure funding?

You can pledge real estate. The maximum loan-to-value ratio (LTV) is 70%.

17. What do I need to know before applying?

We recommend that you analyse your project, understand the obligations to investors, plan your cash flows and, most importantly, believe in your real estate project. If you have any questions, please contact by email or by telephone +370 63760776.

18. Why should I choose PROFITUS?

  • We attract funding for your project.
  • Collateral may be not only your own property
  • You get money in 1 month from the loan application
  • We share valuable contacts
  • We advise you how to develop a profitable project

19. Can I submit projects that are developed abroad on the PROFITUS platform?

At present, only real estate projects developed in Lithuania can be submitted for funding. However, in the future, we plan to offer applications from across the European Union.